Flexible, on-demand financing for businesses

We’ve partnered with Credit Key to help you access more purchasing power! You can now free up cash flow for other business purchases and enjoy the flexibility paying over time. Use the app to get pre-qualified for up to $50K**. Once prequalified, follow the steps to submit your order and pay with your new business purchasing line.

With Credit Key, you can be confident your business has the purchasing power it needs, when and where it needs it.

Get pre-qualified for up to $50K.

A win-win payment solution

We enjoy prompt payment, while you free up cash flow for other business purchases and enjoy the flexibility of paying Credit Key back over time.*

How It Works

Enrollment is quick and easy.

Enroll in under 2 minutes: Five simple steps. Most US-based businesses in good credit standing, with positive annual business income and no recent defaults or delinquencies can enroll quickly. Hassle-free, no large sign-up fees, access to apply for business financing when and how you need it with each transaction!

Increase purchasing power.

Buy what you need to run your  business, when you need it.

Checkout With Credit Key

Using Credit Key as a preferred payment method for your purchase, we get paid the next business day after transaction approval* and you can keep your payables current.

Purchasing limits up to $50K*

Set Financing Details*

Extended financing periods from 30 days to 12 months — available at low fixed fees of 0%-3%, subject to availability and underwriting approval.

Credit Key’s application process is simple and does not affect your personal credit. Credit Key does not charge any setup fees. If you choose to go beyond 30 days, you can be approved as low as 1% per month. Applying for Credit Key is a “soft inquiry.” This does not impact your FICO®/credit score.

Apply for Financing and Place your Order!

Each Order Request or application for financing is processed through a transaction request. Save time and money with Behalf for purchases made online, in-store or over the phone as Credit Key pays your merchant directly, on your business’s behalf, at the time of purchase.

Behalf reports all payments to major business credit bureaus monthly.

Build business credit as you pay.

Accelerate cash flow and power your business.

Ready to enjoy more purchasing power?

Sign up and get a real-time pre-qualification decision.*

*Credit Key is not a lease or financed loan, but a line of credit that allows you the flexibility to purchase equipment and supplies as needed. You can qualify for up the a $50,000 line of credit, to use and pay as needed over a 12 month term.You will have the ability to get pre-approved for a certain amount before you order.

To be eligible for Credit Key credit, you will need to:

  • Be an individual applying under your own name.
  • Be the owner/signatory of business in application
  • Be a U.S. citizen or resident of minimum signing age in your state of residence
  • Have a FICO®/credit score of 600 or above
  • Have a total annual business income of $40,000 or more
  • Provide your Social Security Number
  • Provide the Employer Identification Number (EIN) of your business
  • If your business is a Sole Proprietorship you do not need to have a Federal EIN, but will have to document some type of state registration of the business.
  • Have a nominated bank account or debit card for repayments.

Credit Key loans are issued by First Electronic Bank, Member FDIC
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